A commercial bank is a financial institution that grants loans, accepts deposits and offers basic financial products like savings accounts and certificates of deposits to individuals and businesses. The bank’s funds or revenue comes from money deposited by the bank’s customers into savings accounts, current accounts, and certificates of deposits…


What is an IPO?

An Initial Public Offering (IPO) refers to the process whereby a private corporation/company offers shares to the public in a new stock issuance. IPOs are issued by a private corporation with the view of raising capital from public investors to expand the business. …


ASSET MANAGEMENT OVERVIEW

“What would you do if someone gave you $1,000,000?” Most people have always hated these sorts of question because of the unnecessary pressure that accompanies them. The pressure to give the perfect response on how to manage a sum of money that does not even exist. Most…


Take a moment to create an image in your mind. Imagine companies like Dangote Group, Globacom and First Bank Holdings as persons. Now imagine these corporate persons everyday at a corporate market like Balogun market in Lagos where they go to sell commodities everyday like regular market women. That, my…


What is Private Equity?

Private equity is an alternative investment class and it consists of capital that is not listed on a public exchange. Private equity is composed of funds and investors that directly invest in private companies, or that engage in buyouts of public companies, resulting in the delisting of public equity. Institutional…


WHAT IS A BOND?

A bond is an agreement between an investor and a company, government, or government agency that issues the bond. When investors buy a bond, they are loaning money to the issuer in exchange for interest and the return of principal at maturity. …


WHAT YOU NEED TO KNOW ABOUT INVESTMENT BANKING

What is Investment Banking?

Investment banking is a segment of the Financial services industry that assists companies, institutions and the government with capital raising and executing large financial transactions. …


A stock (also known as Equity) is a financial security that represents the ownership of a fraction of a corporation, business or firm. This ownership entitles the owner to a proportion of the company’s assets and profits equal to how much stock they own. …

The Finance Hub

We are a community of Finance enthusiasts and our aim/goal is to ensure that interested parties, regardless of the academic background, is Financially literate.

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